Well Hell it's Hail!

I can't tell you how many times I find hail damage on roofs of homes that I'm inspecting.  I would say that  2 out of 10 homes I inspect will have some hail damage.  The sad thing is that the owner have already made a claim on their insurance but they never repaired or replaced the roof.  Most likely they did not see any major problems shortly after the hail storm,  but the shingles were bruised and it might take a year or longer for the impact points to show.

The following pictures will give you an idea of what a hail damaged roof looks like.

The small white spots are actually the soft fiberglass
mats that form the base for the shingles.  Over time the damaged shingles will become brittle and will be subject to being blown off by the wind.

When a home is sold and the new owner is required to obtain their insurance to cover the home they will find it virtually impossible to obtain coverage for the home if it has a hail damaged roof.  This can become a major problem, especially when the owners do not have the funds to place a new roof on the home like in a "short sale" of the home.

If insurance companies would stop paying the owners of the homes and only pay the contractor  or have the repairs insepcted by a third party inspector like Trace Inspections, we would not have problems like this!